If you wanted to add your children to your dental plan and they have dental insurance with another company. How does this work?
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You can certainly have 2 dental plans active for your children. Here, there would be a coordination of benefits. This is typically applied by the birthday rule, meaning the subscriber whose birthday month comes first, would be the primary insurance, while the other is secondary (unless there is a divorce decree or court order to say otherwise). Your provider would first submit claims to your primary insurance, once processed, send the explanation of remittance and the claim to the secondary insurance. This helps to ensure benefits are appropriately applied and the provider is not overpaid for services.
If you are looking to simply add and then remove them from the other plan, this is something you would want to discuss with your employer. Commonly, a life changing event would have to occur in order to make changes prior to your designated open enrollment time.
More information on this piece can be gathered from your employer's benefits administrator or Human Resources department.
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