My family deductible is much closer to being met than is my individual deductible.
Lets say I go to the doctor (deductible not met) and after Humana discounts, the amount I owe becomes $250.
1. Will this $250 be applied to both mine and my familys deductible?
2. what happens if my family deductible is met before my personal deductible? Will my next doctors visit be based on a copay?