I had a visit to my closest ER after an injury to my finger, but I am showing the physician who took care of me is Out of Network and I am being charged the full amount. If I knew that the ER physician was Out of Network, I would have NOT gone to that ER. How can I have my insurance take another look at this charge to remedy the situation. I do not feel I should be responsible for the full amount especially since it was an emergency and I went to the closest ER. Never was I told the physician would be out of the network.