I have a HMO plan, what does that mean?
HMOs have their own network of doctors, hospitals and other healthcare providers who have agreed to accept payment at a certain level for any services they provide. It is important to ensure any providers you see are in your HMO network as these plans only have benefits for in network providers. With some HMO plans, it is important to choose a primary care physician (PCP) from a network of local healthcare providers when you join and may require referrals to see a physician other than your chosen PCP.
To review your benefit coverage, follow the steps below:
1.Once signed into MyHumana account, hover over Coverage and Spending, and click on Coverage and Benefits. (Select the tab of whichever benefit plan you are seeking information on)
2. This will provide a high level overview of your plan benefits
3. For more specifics, you can click on Coverage Details next to the Benefit Overview. This will bring you to your actual certificate of coverage.
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