No, you are not getting what I am trying in vain to get across to you.
My spouse Charles Vogel also has an DCA with a current balance of $390.09. I ask why bills being paid with his Access card are being deducted from my PCA account instead of his DCA? Are you going to keep that money in his DCA since you are billing the wrong account? This is really suspect as to how you are deducting an account that rolls over versus one that must be used by end of year. How many other employees will be contributing to Humana’s general fund at the end of year because of this accounting technique?