Do I need a referral in Missouri to treat with a PT?
No. Based on your plan, a referral is not required to see an in-network physical therapist.
Your health plan covers in-network Physical therapy, occupational therapy and spinal manipulations/adjustments (performed by a provider other than a licensed chiropractor) at 100% after a $40.00 copayment per visit, and are limited to a combined maximum of 40 visits per year.
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