Why waive out-of-pocket costs only for Medicare Advantage members? Why not all medical members?
Humana is focused on Medicare Advantage plans, the majority of the population of which are seniors, because these members are widely acknowledged to be among the most vulnerable of all populations.
Additionally, for our fully insured commercial customers, flexibility to change coverage terms is limited by applicable state and federal ERISA regulations. For self-funded commercial customers, Humana is required to act in accordance with employer coverage specifications. We have, and will continue to partner with employers to find compliant ways to enhance affordability, access and support.
For our Medicaid plans, states determine benefit levels and copays for Medicaid.
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